Step By Step

How your free 401(k) consultation works

From the first form to a written summary — here's exactly what happens when we connect you with a local representative, including what the consultation call itself actually covers.

1
Day 0

You share your situation

ZIP code and a few details about your 401(k) — takes about a minute.

2
1–2 Business Days

You're connected

We connect you with a local representative serving your area.

3
Rep Reaches Out

A quick intro call

A short call to introduce themselves, confirm what you're hoping to get out of it, and schedule your consultation.

4
Your Consultation

The consultation call

Usually 30–45 minutes, by phone or video — this is the main event, detailed below.

5
After The Call

Written summary

Your representative follows up with what they found, in writing, for you to read at your own pace.

The intro call — 15 minutes, no pressure

Before anything gets looked at, your representative calls just to say hello. They'll confirm the basics you already shared, ask what's on your mind, and find a time for the consultation that works for you. Nothing is being sold here — it's scheduling, not a pitch.

The consultation call — what actually gets checked

This is where the work happens. Bring whatever statements you have, and your representative walks through:

  • Whether your 401(k) is set up correctly and compliant
  • Any fees you may be overpaying — expense ratios, management fees, hidden account fees
  • Whether old 401(k)s from previous employers make sense to consolidate
  • How your 401(k) is currently invested against your timeline
  • Ways you may be able to save, based on what they find

What happens after

You get a written summary of what your representative found and, if there's anything worth acting on, what they suggest — in plain language, not a sales script. From there it's entirely your call whether to move forward. There's no obligation at any point, and no cost to you regardless of what you decide.

What to have ready for your call

None of this is required — just helpful to have on hand for the consultation itself.

Free to youLocal representativesNo obligation, ever

Ready for your free consultation?

Share a few details and a local representative will reach out to schedule your free 401(k) consultation — no cost, no obligation.

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